Group Travel Insurance
- Cancellation - Up to £10,000
- Baggage - Up to £3,500
- Disruption - Up to £1,000
- Medical Expenses - Up to £10 million
- Include five or more people under one policy
7 Options available including:
Winter Sports Cover, Cruise Cover, Action Activities Cover, Gadget Cover...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Group Travel Insurance
Travel Together with Confidence, All on One Group Policy
Planning a holiday with friends, club, society or an interest group? When you're travelling as a group, there's often more to organise than just booking the flights and accommodation. Having the right group travel insurance in place can give everyone added peace of mind if things don't go to plan.
At Voyager Plus, we offer travel insurance for groups, allowing multiple travellers to arrange cover under one policy. So, whether you are going on a group golf trip to Portugal with your friends or birdwatching in South Africa with your local interest group, Voyager Plus should have policy that suits your need.
Our group travel insurance is designed to cover your group against unexpected events before and during your trip. This includes cover for trip cancellation and emergency medical treatment if someone in your group becomes ill or injured abroad.
You can also get cover for travel problems such as lost or stolen baggage, missed departure and travel delays.
Click below to get a group travel insurance quote.
What Does Group Travel Insurance Cover?
Our travel insurance for a group is designed to cover you for a range of unexpected problems during your group holiday, including:
Cancellation
Covers non-refundable travel and accommodation costs, including pre-booked excursions, if you need to cancel your group trip.
Emergency Medical Expenses
Covers emergency medical treatment abroad, including repatriation if medically necessary
Baggage
Covers against loss, theft, or damage to your belongings while you’re away.
Missed Departure
Covers extra travel and accommodation costs if you miss your departure for an insured reason.
Travel Delay
Covers if your booked public transport (plane, ship, train, coach) is delayed by 12 hours or more.
What Type of Group Travel Insurance Policies Are Available?
At Voyager Plus, you can choose from two types of group cover, depending on how often you travel.
Single Trip Group Travel Insurance
- Ideal if you and your group are planning one group trip
- Covers one group trip for up to 62 days
- Winter Sports Cover: up to 31 consecutive days
Group Annual Travel Insurance
- Suitable if you and your group are planning more than one trip during the year
- Covers unlimited trips during a 12-month period
- Winter Sports Cover: up to 21 days
If you're planning a group ski trip, you can find out more about our group ski insurance.
Which Group Travel Insurance Cover Is Right for You?
Choosing the best group travel insurance isn't just about price. It's also important to consider the level of cover your group needs. Remember policy limits are per person.
That’s why Voyager Plus offers four levels of cover, making it easier to compare group travel insurance options and choose the policy that's right for your group.
| Policy Highlights | Standard (£/€) |
Enhanced (£/€) |
Prime (£/€) |
Supreme (£/€) |
| Cancellation Cover | 1,000 | 2,500 | 5,000 | 10,000 |
| Baggage Cover | 1,000 | 1,500 | 2,500 | 3,500 |
| Missed Departure | 250 | 500 | 750 | 1,000 |
| Travel Delay (per 12 hours) |
100 (20) |
200 (25) |
250 (25) |
500 (50) |
| Emergency Medical Expenses | 5 million | 7.5 million | 10 million | 10 million |
The table above highlights some of the benefits included with our policy. For a full group travel insurance comparison table, please refer to the policy wording.
Click below to get a group travel insurance quote.
What Other Customers Say About Us
Arranging travel insurance for a large group can feel like another thing to organise before your trip. That's why we aim to make arranging cover as straightforward as possible.
Our commitment to customer service has helped us earn the Platinum Trusted Service Award for more than five consecutive years.
Read our customer reviews to see what other customers have to say about their experience with Voyager Plus.
Tailor Your Group Travel Insurance with Optional Add-Ons
No two groups are the same, and your travel plans may be different too. Our optional add-ons allow you to tailor your cover to suit your trip.
- Winter Sports Cover –Ideal for group skiing or snowboarding holidays. Includes both on-piste and off-piste winter activities*.
- Action Activities Cover –Extended cover for a wider range of activities, such as scuba diving, zip lining and white-water rafting.
- Cruise Cover – For travellers planning a group cruise holiday, with cover for missed port departures and unused excursions.
*Off-piste activities must take place within ski resort boundaries and follow local safety guidelines.
Additional optional add-ons available:
- Golf Cover – Perfect if you’re going on a golf group trip where you’re bringing along your own clubs and other equipment, plus cover for green fees.
- Sports Equipment & Cycle Cover – Covers your own sports equipment and bicycle while travelling abroad.
- Disaster & Terrorism Disruption Cover – Provides extra cover for unplanned delays and cancellations resulting from natural disasters or terrorism.
- Gadget Cover – Protects up to four devices for the whole group against theft, loss, or accidental damage while travelling abroad.
Ready to Travel with Confidence on Your Group Trip?
Whether you're planning a single group getaway or multiple trips throughout the year, Voyager Plus offers group travel insurance to suit your travel plans.
When arranging your group trip insurance, make sure you include the details of everyone travelling with you.
Group Travel Insurance Options
Winter Sports Cover
Cover for lost, damaged or stolen ski equipment, unused ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Cruise Cover
Cover for added protection against cruise interruptions, missed port departures, and many other unexpected cruise-related events.
Action Activities Cover
Cover for adventure sports and high-risk activities such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
Gadget Cover
Cover to protect your gadgets if it gets stolen, lost or damaged while abroad. This cover is available for up to 4 gadgets per person.
Sports Equipment and Cycle Insurance Cover
Cover for additional protection if you are planning to hire or take sports equipment or a bicycle with you on your trip.
Golf Cover
Cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged.
Disaster & Terrorism Disruption Cover
Cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.
Frequently Asked Questions About Group Travel Insurance
1. What is Group Travel Insurance?
Group travel insurance is specialist travel insurance that allows several people travelling together to be covered under one policy. It can be a convenient option when you're arranging cover for a group rather than taking out separate policies for each traveller.
Like other types of travel insurance, a group policy can provide cover for a range of things that could go wrong before or during your trip.
You can also add optional cover to your policy, such as Winter Sports Cover for skiing and snowboarding. This can give you group ski travel insurance for eligible winter sports activities.
2. Who is Group Holiday Insurance For?
Our holiday insurance for groups may be suitable for:
- Friends travelling together – Whether you're heading abroad for a relaxing getaway or an adventure with friends.
- Societies and Interest Groups – For example a birdwatching group or rotary club.
- University groups – Suitable for students travelling together, including group ski trips and other organised holidays.
- Clubs and youth groups – Suitable for certain organised group trips, such as social clubs and youth groups.
3. Can You Get Large Group Travel Insurance with Voyager Plus?
Yes. Our large group travel insurance is available online for groups of 5 to 50 people.
If you're travelling with more than 50 people, please call us on +44 (0)1483 806 680. Our team can help you arrange large group holiday insurance cover.
4. What’s The Difference Between a Family Policy and Group Policy?
A family policy is designed for families travelling together. This consists of one or two adults with their children, up to age 20 if they are in full-time education.
A group policy is designed for multiple adults travelling together. For example, if you're looking for travel insurance for friends travelling together, a group policy may be more suitable.
Group trip insurance can also be suitable for families travelling together if everyone is an adult. For example, your adult children may be joining you on the family holiday. In this case, you could arrange cover for everyone under one group policy.
5. Can You Travel Separately on Group Travel Insurance?
Group travel insurance is designed for people who are travelling together on the same trip. This means everyone named on the policy should leave and return home on the same dates.
If members of your group are planning to travel separately or have different travel dates, a group travel insurance policy may not be suitable for your trip. In this case, you may need to arrange separate travel insurance policies for those travelling independently.
6. What Destinations Are Covered Under Voyager Plus Group Holiday Insurance?
At Voyager Plus, we offer holiday insurance for group trips within the UK, across Europe and worldwide.
Our policy is divided into four geographic areas, so you can choose the appropriate cover for your destination:
UK Only (Area 1)
- Includes England, Scotland, Wales, and Northern Ireland
- Only available for UK residents looking for cover for UK trips
Europe Cover (Area 2)
- Includes the UK, destinations across Europe, the Channel Islands, Isle of Man, Canary Islands, Madeira and Iceland.
- Some countries and territories are excluded, including Algeria, Libya, Syria and Israel.
Worldwide Cover (Area 3 and 4)
If your group trip takes you outside Europe, you'll need a policy with worldwide cover
- Area 3: Includes all countries in Areas 1 & 2, plus worldwide (excluding North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda)
- Area 4: Includes all countries in Areas 1, 2 & 3, plus North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda
7. Would You Still Need Group Travel Insurance to Europe if You Have a GHIC?
Yes. You should not rely on your GHIC (Global Health Insurance Card) alone and should still arrange travel insurance before you travel. A GHIC gives you access to state healthcare in the EU, but it has limitations.
For example, it does not cover private medical treatment, even if this is the most suitable option for you. The GHIC also does not cover the cost of repatriation, which means returning you home if medically necessary.
8. Is it Needed to Arrange Group Travel Insurance for a UK Trip?
Yes. Even if you're travelling within the UK, it is worth arranging group holiday insurance for a UK getaway, as unexpected events can still affect your group trip.
If you're taking out an annual group policy, there are some requirements to be aware of:
- UK getaways must include a minimum of two nights away from home.
- You must also have pre-booked and pre-paid accommodation or transport for the group getaway.
9. How Do I Get a Group Travel Insurance Quote?
Getting a quote for group travel with Voyager Plus is quick and straightforward. Just follow these steps:
- Click the “Get a Quote” button
- Enter the personal details of each traveller and your trip details
- Compare the four levels of cover and choose the one that’s right for your group
- Add options to customise your policy to your group travel needs
- Receive your group travel insurance quote
GP on Demand Remote Service
Going abroad on your holiday should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad?
The good news that all Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.
What is GP on Demand and What Service Does it Provide?
Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call* with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.
The medical practitioners on this service are able cover a wide range of subjects including:
- Advice for managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
- Answer general questions about prescriptions, travel, and lifestyle
Once you've booked an appointment through the GP on Demand app, you'll receive a call back from a GP within 15 minutes of the appointed time.
For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.
* Video appointments are available 7 days a week, between 8am and 10pm
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.