Family Travel Insurance

At Voyager Plus, family travel insurance typically includes:

• 2 adults travelling with their children
• 1 adult travelling with their children as a single parent family
• Their children, including foster children and dependants aged 23 or under, who are in full-time education.

Please note: for the children, they would need to live at the same address as the parents.

A GHIC (Global Health Insurance Card) gives you access to state-provided healthcare in the EU on the same terms as a local resident. However, it isn’t a replacement for family holiday insurance to Europe.

This is because there are things that cannot be covered under GHIC but would be with holiday insurance.

For example, a GHIC does not cover private medical treatment if this is the most appropriate option for you or a family member. It also doesn’t cover the cost of returning you home if medically necessary (this is known as repatriation).

European family travel insurance can also provide cover for other problems that could happen during your holiday. This can include holiday cancellation, travel delays and lost or damaged baggage.

If you plan to take several trips over the next 12 months, family annual holiday insurance could be a suitable option.

For example, you might have a family holiday during half term, another trip at Easter and another during the summer holidays. With single trip policies, you'd need to arrange separate cover for each trip. An annual policy can cover multiple trips within the 12-month period, subject to the policy terms.

Other benefits of family annual travel insurance include:

• Convenience: One policy document for family members stated in the policy
• Medical conditions: You only need to declare your medical conditions once. However, you'll need to tell us if there is a change in your health.
• Independent Travel: Children can travel separately (as long as they are accompanied by an adult), perfect for school trips abroad.

Yes, family members can travel separately under an annual family holiday insurance. They cannot travel separately under a short stay or single trip family travel insurance.

There are some conditions for independent travel under an annual policy:

• Adults can travel separately
• Children up to the age 23 or under can also travel separately if they are in full-time education.
• Children under 18 must travel with at least one adult.

If you're looking for under 18 travel insurance, Voyager Plus does not offer this as a standalone policy. However, you can add children under 18 to your single trip or yearly family travel insurance policy.

At Voyager Plus, we offer holiday insurance for family trips across the UK, Europe and worldwide. Our policy is divided into four geographic areas to help you select the appropriate cover for your family holiday:

UK Only (Area 1)

• Includes England, Scotland, Wales, and Northern Ireland
• Only available for UK residents looking for family holiday insurance for UK trips

Europe Cover (Area 2)

• Includes the UK, destinations across Europe, the Channel Islands, Isle of Man, Canary Islands, Madeira and Iceland.
• Some countries and territories are excluded, including Algeria, Libya, Syria and Israel.
• Ideal for those looking for European family holiday insurance

Worldwide Cover (Area 3 and 4)

If your family trip takes you beyond Europe, you'll need family holiday insurance with worldwide cover.

• Area 3: Includes all countries in Areas 1 & 2, plus worldwide (excluding North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda)
• Area 4: Includes all countries in Areas 1, 2 & 3, plus North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda

If you're taking a staycation in the UK, you can still arrange family travel insurance for your UK trip. Even when you're travelling within the UK, unexpected problems can still affect your holiday.

Our family annual travel insurance includes trips in the UK, but certain requirements apply.

1. UK staycations must include a minimum of two nights away from home.
2. You must also have pre-booked and pre-paid accommodation or transport for the trip.

Several factors can affect the cost of family travel insurance. These include your holiday destination, how long you're travelling for and the level of cover you choose. Any optional cover you add to your policy can also affect the price.

For example, family worldwide travel insurance is likely to cost more than cover for a European holiday. One of the reasons is the cost of emergency medical treatment can be higher in some destinations outside Europe.

Getting family holiday insurance for your family getaway with Voyager Plus is quick and straightforward. Just follow these steps:

1. Click the “Get a Quote” button
2. Enter your personal and trip details in the quote system
3. Compare the four levels of cover and choose the one that’s right for your family
4. Add options to customise your policy to your travel needs
5. Receive your family holiday insurance quote

Get a Quote