Voyager Plus Holiday & Travel Insurance

Great Travel Insurance products from Voyager

If you are going on holiday, travel insurance can give you financial peace of mind should something unexpected happen. Available For UK and EEA* residents.

Voyager Plus Travel Insurance offers a range of different policies depending on the type of holiday you are taking, such as short stay cover, annual multi-trip insurance and long stay policies (Standard and Prime levels of cover only) for those people going abroad for several months.

Cover is available for cancellation and curtailment including cancellation cover as a result of COVID-19, emergency medical expenses including additional travel and accommodation expenses in respect of COVID-19, baggage, travel delay, missed departure, personal accident and much more.

Although Voyager Plus Travel Insurance covers a range of medical conditions, sometimes we will be unable to provide cover for certain medical conditions. If you have a pre-existing medical condition that cannot be covered on Voyager Plus Travel Insurance, we have a product designed specifically to help you find the appropriate cover - Able2Travel Travel Insurance for Pre-existing Medical Conditions

Each of our policies gives you fantastic levels of cover at an affordable price . Compare travel insurance levels of cover in the summary table* below to help you decide what level of cover is best for your holiday requirements.

Benefits Schedule  Standard Prime Black
Section of Cover Limit Excess Limit Excess Limit Excess
Cancellation £1,000 £75 £5,000 £50 £10,000 £50
Emergency Medical Expenses £5 Million £75 £10 Million £50 £10 Million £50
Baggage £1,250 £75 £2,500 £50 £3,500 £50
Holiday Financial Protection Nil Nil £1,500 Nil £3,000 Nil

*Full levels of cover for Voyager Plus Travel Insurance can be found in the Policy Wording.

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Short Stay Travel Insurance
  • Great value - 2 weeks cover from £25
  • Kids go free - Great value for families
  • No maximum age - Cover to suit all
  • Maximum duration - 62 days (31 if aged 75+)

Policy Options include:
Action Activities Cover, Business Travel Insurance – Business Plus Option, Sports Equipment and Cycle Insurance Cover, Gadget Cover Option...see all

Annual Multi Trip Travel Insurance
  • Unlimited number of trips - Within a year
  • Winter Sports - Included as standard
  • Family cover - Cover for dependants under 18
  • Maximum age - 74 (at start of policy)
  • Maximum duration - 45 Days (31 days if aged 70-74)

Policy Options include:
Action Activities Cover, Business Travel Insurance – Business Plus Option, Sports Equipment and Cycle Insurance Cover, Gadget Cover Option...see all

Long Stay Travel Insurance
  • Ideal for backpackers, Gap years and other long term trips
  • Trip duration - Between 2 - 18 months
  • Flexible - Up to 2 weeks break for visits home
  • Maximum age - 59 (at departure date)

Policy Options include:
Action Activities Cover, Business Travel Insurance – Business Plus Option, Sports Equipment and Cycle Insurance Cover, Gadget Cover Option...see all

Voyager Plus Travel Insurance Policy Options

We've got lots of options, so here they are....

Action Activities Cover

Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.

Business Travel Insurance – Business Plus Option

Add Business Plus Insurance option to your Voyager Plus Travel Insurance policy to protect your business equipment, money, staff replacement costs and more.

Wedding Travel Insurance

Add Wedding Insurance to your Voyager Plus Travel Insurance policy to include cover for Ceremonial Attire, Wedding Gifts, Wedding Rings and Photographs and Video Recordings.

Winter Sports Cover

Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended emergency medical cover for costs associated with winter sports activities.

Sports Equipment and Cycle Insurance Cover

Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.

Gadget Cover Option

Add Travel Gadget Cover to your Voyager Plus Travel Insurance policy to cover up to 5 gadgets per policy including, mobile phones, smart phones, smart watches, tablets, laptops, games consoles, headphones and much more!

Golf Travel Insurance

Add Golf Insurance to your Voyager Plus Travel Insurance policy to get cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged

HolidayFromHellInsurance™ - Travel Dispute Cover

Add HolidayFromHellInsurance™ optional cover to your policy to extend your Voyager Plus Travel Insurance to protect you against travel disputes.



What is Travel Insurance and What Does it Cover?

While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Plus Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.

Travel Insurance Benefits

The following summary of travel insurance benefits are just some of the areas of cover included as standard across all levels of cover on our Voyager Plus Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.


   Travel Insurance Cancellation Cover Icon
Cancellation or Curtailment

A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.

This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.

   Travel Insurance Emergency Medical Expenses Icon
Emergency Medical Expenses

Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.

Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.


   Travel Insurance Baggage Cover Icon

Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.

Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.

   Travel Insurance Personal Accident Cover Icon
Personal Accident

In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.

Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.


   Travel Insurance Travel Delay Cover Icon
Travel Delay

No one likes to be delayed when travelling!

So with Voyager Plus Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.

   Travel Insurance Missed Departure Cover Icon
Missed Departure / Journey Disruption

Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.

This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.

These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.



What is the Best Travel Insurance?

There is no such thing as a ‘one size fits all’ travel insurance policy. The best travel insurance is different for every individual’s holiday requirements and some times the cheapest travel insurance is not always going to be suitable for your needs. You should always read the policy wording before buying your travel insurance to make sure that it meets your unique requirements.

Voyager Plus Travel Insurance has 3 levels of cover and a number of additional options making it a flexible travel insurance product that meets a wide range of budgets and requirements.

What else does Travel Insurance Cover?

If you are going skiing or snowboarding, you can add winter sports cover to your single trip (max. 31 days trip duration) or long stay (max. 31 consecutive days) policy. With an annual multi-trip policy, you are automatically covered for 21 days winter sports as standard.

Voyager travel insurance can cover a wide range of sports and activities, some, however, may require an additional premium in order to be covered by your travel insurance policy.

For more details on optional policy add-ons see the policy options further up on this page or read our FAQs here.

Full policy definitions, terms, conditions and exclusions for Voyager Plus Travel Insurance can be found in the Policy Wording.

*We can provide Voyager Plus travel insurance for residents of the following EEA countries: Cyprus, France, Germany, Italy, Malta, The Netherlands, Portugal, Republic of Ireland and Spain.

Important Information for Customers with Serious Medical Conditions - For UK Residents Only

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.