Annual European Breakdown Cover

Emergency breakdown assistance for you and your vehicle whilst in Europe

Emergency breakdown assistance for you and your vehicle covering multiple trips in Europe.

Annual European Breakdown Cover

Driving your own vehicle to the continent of Europe gives you more freedom and time to make the holiday your own, since you no longer have to follow a timetable or the routes of public transport. However, there is a risk of your vehicle breaking down whilst abroad. This is why it is a good idea to get the protection that Voyager Annual European Breakdown Cover provides when travelling around Europe.

There are various aspects of cover Voyager Annual Multi Trip European Breakdown can provide to protect your trip. This includes up to 60 minutes emergency breakdown assistance and roadside repairs to ensure that you can continue your trip.

Our Annual European Breakdown Cover goes further as you are covered before your journey even begins. So, if your vehicle cannot be used and repaired on time or gets stolen within 7 days of your trip. Under these circumstances, you are covered for up to £1,000 for the cost of hiring a car. This replacement vehicle cover also applies whilst you are on your trip.

You are also covered for the cost of getting you home or additional accommodation expenses if you are unable to drive your car. In addition, there is cover available to get your vehicle back to the UK should it be unable to be repaired during your trip.

Are there any restrictions on getting an European Breakdown Cover for Annual Multi trips?

Yes, there are some restrictions on vehicles that are eligible for Breakdown cover. To be eligible your vehicles must be:

  • a car, motorcycle over 150cc, motorised caravan, minibus, light van, estate car, or 4x4 sport utility vehicle. And they are registered in the United Kingdom.
  • a Caravan and/or trailer
  • weight of the vehicle is no more than 3,500kg (including any load).
  • the dimension of the vehicle is no more than 7 metres in length (3 metres high and 2.3 metres wide).
  • not carrying more than the legal carrying capacity of the vehicle.
  • kept in a safe and roadworthy condition and serviced in accordance with the manufacturer’s specifications.

You can check out our full summary of cover below or in the policy wording.

If you are going on one trip throughout the year, then you may only need single trip breakdown cover for your Europe trip. The great news is our European Breakdown cover is also available as a single trip cover, where it is the same great cover, but without the cost of paying for multiple trips. For more details about our single trip European breakdown cover, click here.

Policy Summary:

  • Annual Cover to Europe from £64.98*
  • For multiple trips up to 90 days in duration each
  • Cover for vehicles aged 10 years or under since first registration
  • Cover for Caravans and Trailers now provided as standard
  • 24-hour, 365-day a year service through network of recovery operators throughout the UK and Europe provided by Call Assist.
  • Emergency Roadside Assistance
  • Replacement vehicle or accommodation cover

*Area 1 policy for a vehicle aged 0-5 years old

Get A Quote Policy Wording
What is Annual Multi-Trip European Breakdown Cover?

An Annual Multi-trip European Breakdown cover, also known as Annual European Breakdown Cover, is a policy that covers your vehicle if you are planning on visiting Europe multiple times within the year. This means you don’t need to buy a separate policy every time you travel potentially saving you time and money.

If your car or motorbike breaks down while you are on holiday in Europe not only is it inconvenient, but the costs could spiral. With Annual European Breakdown Cover from Voyager Insurance you can rest assured knowing that if you have a problem with your vehicle whilst abroad in Europe you will receive emergency breakdown assistance without the financial burden.

Annual European Breakdown Cover: Summary of Cover

Benefits Schedule

Limit (up to)

1. Cover before you leave
Breakdown assistance
Replacement vehicle (per day)

Unlimited (as UK cover)
£1,000 (£70)

2. Emergency roadside assistance
roadside repairs

60 minutes

3. Getting you home or helping you continue your journey
alternative transport abroad (per day)
emergency overnight accommodation abroad (per day)

£1,000 (£70)
£400 (£45 per person, £125 per party)

4. Spare parts delivered for essential repairs


5. Damage to the vehicle after theft or attempted theft


6. Getting the insured vehicle back
vehicle storage
returning the insured vehicle
contribution to UK car hire while own vehicle is being returned

Unlimited whilst awaiting return

7. Collecting the insured vehicle from continental Europe
vehicle collection
vehicle storage

Unlimited whilst awaiting collection

8. If there is no qualified driver available for the insured vehicle
transporting home
vehicle storage
additional accommodation (per day)

Unlimited whilst awaiting return
In accordance with benefit

9. Key Cover


10. Messaging service