- Cancellation - Up to £10,000
- Baggage - Up to £3,500
- Disruption - Up to £1,000
- Medical Expenses - Up to £10 million
- Kids Go Free!
- 24/7 Access to an NHS Trained Doctor
7 Options available including:
Winter Sports Cover, Cruise Cover, Action Activities Cover, Gadget Cover...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Family Travel Insurance
Here for the Things You Didn’t Plan For
Planning a family getaway? Whether you're travelling across the UK, heading to Europe, or going further afield, Voyager Plus family travel insurance offers flexible cover to suit your plans — from one-off holidays to multiple trips throughout the year.
From trip cancellations due to illness to delayed flights or emergency medical treatment abroad, you’ll be covered when things don’t go to plan — all in one simple policy. Plus, children under 20 in full-time education can be included at no extra cost.
Whether you're planning an active break, a beach holiday, or a city adventure, family holiday insurance from Voyager Plus helps take the stress out of travelling. That way, you can focus on making memories together.
Click below to get an instant quote for your family travel insurance.
What Does Family Travel Insurance Cover?
Our family holiday insurance covers a wide range of holiday mishaps including:
Cancellation
Covers non-refundable travel and accommodation costs, including pre-booked excursions, if you need to cancel.
Emergency Medical Expenses
Covers emergency medical treatment abroad, including repatriation if medically necessary.
Baggage
Cover against loss, theft, or damage to your belongings.
Missed Departure
Covers extra travel and accommodation costs if you miss your departure.
Travel Delay
Cover if your booked public transport (plane, ship, train, coach) is delayed by 12 hours or more.
What Else Does Family Travel Insurance Cover?
No parent wants to see their child fall ill on holiday and feel helpless. That’s why all Voyager Plus family travel insurance policies include GP On Demand – a 24/7 service that lets you speak to an English-speaking GP by phone or video call, wherever you are.
Once registered with the service, your family can benefit from:
- Unlimited virtual appointments during your insured period
- Medical advice for common childhood illnesses, chronic conditions, or urgent symptoms
- Support with prescriptions, travel health questions, or general concerns
Click here to learn more about GP on Demand.
Which Family Travel Insurance Cover Is Right for You?
With many options to consider, finding what is the best family travel insurance for your trip can feel like a lot to take in. That’s why Voyager Plus offers four levels of cover, making it easier to find a policy that matches your plans and personal needs.
| Policy Highlights | Standard (£/€) |
Enhanced (£/€) |
Prime (£/€) |
Supreme (£/€) |
| Cancellation Cover | 1,000 | 2,500 | 5,000 | 10,000 |
| Baggage Cover | 1,000 | 1,500 | 2,500 | 3,500 |
| Missed Departure | 250 | 500 | 750 | 1,000 |
| Travel Delay (per 12 hours) |
100 (20) |
200 (25) |
250 (25) |
500 (50) |
| Emergency Medical Expenses | 5 million | 7.5 million | 10 million | 10 million |
The table above highlights some of the benefits included with our travel insurance for family. For a full family travel insurance comparison, please refer to the policy wording.
Click below to get an instant quote for your family travel insurance.
What Our Customers Are Saying About Us
At Voyager, we understand how important it is for our customers to have the suitable cover for their family holiday. That dedication has earned us the Platinum Trusted Service Award for four years consecutively.
Here’s our latest travel insurance reviews of what our customers have to say about us and the peace of mind our Voyager Plus can offer.
Tailor Your Family Travel Insurance with Optional Add-Ons
Every family travels differently. Whether you're skiing, cruising, or heading off for adventure, your family travel insurance should fit your plans.
With Voyager Plus, you can easily tailor your policy with optional add-ons – so your cover works for your trip, not the other way around.
- Winter Sports Cover – Perfect for skiing or snowboarding holidays with the kids (Max duration 31 days Short Stay and 21 Days Annual Multi-Trip)
- Cruise Cover – Ideal for family cruises, with cover for missed port departures and unused excursions
- Action Activities Cover – Ideal for families taking part in high‑adrenaline activities including scuba diving, zip lining, and white-water rafting
- Gadget Cover – Protect up to 4 devices against theft, loss, or accidental damage
- Sports Equipment & Cycle Cover – Protect your sports equipment and bicycle while travelling abroad
- Disaster & Terrorism Disruption Cover – Added peace of mind for unexpected delays or cancellations due to natural disasters or terrorism
- Golf Cover – If your trip includes a round or two, this covers your own golf clubs, golf equipment hires and unused green fees
Ready To Travel with Confidence?
One policy. One price. Peace of mind for your family — with Voyager Plus family travel insurance. Get a quote and travel smarter, safer, together.
Family Travel Insurance Options
Winter Sports Cover
Cover for lost, damaged or stolen ski equipment, unused ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Cruise Cover
Cover for added protection against cruise interruptions, missed port departures, and many other unexpected cruise-related events.
Action Activities Cover
Cover for adventure sports and high-risk activities such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
Gadget Cover
Cover to protect your gadgets if it gets stolen, lost or damaged while abroad. This cover is available for up to 4 gadgets per person.
Sports Equipment and Cycle Insurance Cover
Cover for additional protection if you are planning to hire or take sports equipment or a bicycle with you on your trip.
Golf Cover
Cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged.
Disaster & Terrorism Disruption Cover
Cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.
Frequently Asked Questions About Family Travel Insurance
1. What Does 'Family' Mean for Travel Insurance?
At Voyager Plus, family travel insurance typically includes:
- 2 adults, or 1 adult for single parent travel insurance
- All of their children, including foster children and dependants aged 20 or under, who are in full-time education and live at the same address
2. What Travel Insurance Options Are Available for Families?
Voyager Plus offers a range of travel insurance for family trips, depending on how often you travel:
- Single Trip Family Travel Insurance – perfect for covering one family holiday abroad
- Annual Family Travel Insurance – ideal for multiple family trips within 12 months
Whether you're looking for a family travel insurance single trip policy or an annual family holiday insurance, we've got flexible options for you.
3. What’s the Difference Between Annual and Single Trip Family Travel Insurance?
If you're planning more than one holiday, yearly family travel insurance is often more cost-effective than taking out family travel insurance for single trips every time.
Benefits of family annual travel insurance include:
- One application for the whole year
- Declare any medical conditions just once
- Continuous cover for all trips within the year
4. Can I Renew My Family Travel Insurance Policy Each Year?
Yes – if you choose an annual family holiday insurance policy, you can choose to renew it each year. Just make sure to review and update your family details and any medical details before each renewal.
5. Does Family Travel Insurance Cover Individuals Travelling Separately?
Yes – with annual family holiday insurance, adults and children (aged 18 and over) can travel independently. However, children under 18 must be accompanied by at least one adult when travelling.
6. Can I Get Travel Insurance for Under 18?
We don’t offer standalone under 18 travel insurance at Voyager Plus. However, your children aged under 18 can be added to your family travel insurance UK policy at no extra cost. This makes it a convenient option when looking for holiday insurance for under 18.
7. What Destinations Are Covered Under Voyager Plus Family Holiday Insurance?
At Voyager Plus, we offer family holiday insurance for a wide range of destinations — from staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into four areas:
UK Only Coverage (For UK Residents Only)
- Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man and the Channel Islands.
- Perfect if you're searching for family travel insurance for UK trips
Europe Coverage
- Includes all of Area 1, Isle of Man and the Channel Islands, Western Europe, Countries with a Mediterranean coastline (excluding Algeria, Libya, Syria, and Israel) and the Canary Islands, Madeira, and Iceland
- Ideal for those looking for family travel insurance to Europe
Worldwide Coverage
If you're trip involves travelling beyond Europe, you’ll need family worldwide travel insurance. There are two options:
- Area 3: Includes all countries in Areas 1 & 2, plus worldwide (excluding North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda)
- Area 4: Includes all countries in Areas 1, 2 & 3, plus North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda
GP on Demand Remote Service
Going abroad on your holiday should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad?
The good news that all Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.
What is GP on Demand and What Service Does it Provide?
Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call* with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.
The medical practitioners on this service are able cover a wide range of subjects including:
- Advice for managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
- Answer general questions about prescriptions, travel, and lifestyle
Once you've booked an appointment through the GP on Demand app, you'll receive a call back from a GP within 15 minutes of the appointed time.
For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.
* Video appointments are available 7 days a week, between 8am and 10pm
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.