Cruise Plus Cover Option


Looking for travel insurance for a cruise holiday? Or are you going on multiple cruise this year and therefore looking for annual travel insurance including cruise cover? You’re in the right place.

Fortunately, Voyager Plus Travel Insurance covers cruise holidays as standard and if you wish to cover additional specific aspects of your cruise holiday you can add the “cruise plus cover option” to policy.

Policy Options Benefits Schedule £/€ Level of Cover Level of Cover Level of Cover
Section of Cover Standard Excess Prime Excess Black Excess

Section 22. Cruise Plus Insurance

22.1 Re-join your Cruise Cover

22.2 Missed Port Departure

22.3 Cabin/Stateroom Confinement

22.4 Itinerary Change

22.5 Unused Excursions

22.6 Cruise Interruption

 

500

1,000

1,000

500

500

1,000

 

75

Nil

Nil

Nil

75

Nil

 

500

1,000

1,000

500

500

1,000

 

50

Nil

Nil

Nil

50

Nil

 

500

1,000

1,000

500

500

1,000

 

25

Nil

Nil

Nil

25

Nil

What Does Cruise Travel Insurance Cover Include?

Cruise holidays differ in many ways from a traditional holiday. The first and most obvious difference is that you will be spending the best part of your trip on a cruise ship! What’s more is that many cruise operators make it a condition of your trip to have some form of cruise holiday insurance in place (check this before you go).

For these reasons alone, most normal travel insurance policies are not suitable for this type of trip as they will not provide cover for aspects specific to your cruise and some even exclude cruise holidays as standard. Therefore, it’s a good idea to plan your cruise holiday like a tightly run ship and get travel insurance with cruise cover for additional cover such as missed port departure, cabin/stateroom confinement or unused excursion cover so that you are not left in deep water financially.

Policy Options Benefits Schedule £/€ Level of Cover Level of Cover Level of Cover
Section of Cover Standard Up to Excess Prime Up to Excess Black Up to Excess
(Section 21: Cruise Plus Insurance)            
- 21.1 Re-join your Cruise Cover up to 500 75 500 50 500 50
- 21.2 Missed Port Departure up to 1,000 Nil 1,000 Nil 1,000 Nil
- 21.3 Cabin/Stateroom Confinement (per 24 hour period) 1,000 (100) Nil 1,000 (100) Nil 1,000 (100) Nil
- 21.4 Itinerary Change up to (per port)

500  (100)

Nil 500 (100) Nil 500 (100) Nil
- 21.5 Unused Excursions up to 500 75 500 50 500 50
- 21.6 Cruise Interruption up to 1,000 Nil 1,000 Nil 1,000 Nil

Note. The table above is only a summary of cover. The sections of “cruise plus cover” are explained in more detail below. However, you should always refer to the policy wording for full travel insurance cruise cover terms, conditions and exclusions.

Re-join your Cruise Cover

For travel or accommodation expenses to re-join your cruise at the next docking port or to the destination of your cruise following your temporary illness or injury that requires hospital treatment on land.

Missed Port Departure Cover

For travel and accommodation expenses to join your cruise at the next docking port if you miss the initial departure journey because of the failure of public transport, an accident or breakdown involving the vehicle you are travelling or ahead of you on a motorway or dual carriageway. It also covers strike or industrial action or adverse weather conditions.

Cabin/Stateroom Confinement Cover

For each 24-hour period that you are confined by the ships medical officer, to your cabin or stateroom due to your compulsory quarantine, or for medical reasons.

Itinerary Change Cover

For each missed port in the event your scheduled port visit is cancelled due to adverse weather or timetable changes.

Unused Excursions Cover

For the cost of pre-booked, pre-paid and non-refundable excursions, which you were unable to use because you were in hospital or were confined to your cabin.

Cruise Interruption Cover

For travel and accommodation expenses to re-join your cruise as the next docking port or to reach the final destination of your cruise due to your passport being lost or stolen, you having to accompany an insured person who is admitted to hospital or because you have been detained by local police as a result of being a witness or your involvement in a road traffic accident or criminal investigation where you are not the accused.

 

Cruise Plus Cover Option is available on our short stay, annual multi-trip and long-stay travel Insurance.

Please Note. Optional cruise cover is available on all policy types – Short Stay, Long Stay and Annual Multi-Trip. Remember to add it to your policy by selecting the Cruise Plus Cover option on the ‘Your Quote’ page when getting a quote. Please also make sure you select the correct destination area, considering the countries that your cruise is visiting, on the ‘Your Details’ page when getting a quote.
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