Adventure Sports Travel Insurance
Peace Of Mind for Your Most Adventurous Moment
Planning an adventure holiday filled with white water rafting, bungee jumping, canyoning, or other high-energy activities? Make sure you're protected with adventure sports travel insurance, also known as extreme sports travel insurance.
With Voyager Plus, you can enhance your policy with two optional add-ons — Action and Action Plus — offering coverage for a wide range of high-risk sports or activities that are not included in the core policy.
Whether you’re rafting down wild rivers, canyoning through gorges, or diving to new depths, travel with confidence knowing you’re properly covered.
Why You Need Adventure Sports Travel Insurance?
Voyager Plus doesn’t automatically cover hazardous or high-risk activities. If you’re planning something more adventurous, it’s important to enhance your policy with the right add-on.
Without the appropriate add-on, any emergency medical expenses from injuries you unfortunately sustain during these activities may not be covered, leaving you to cover the cost yourself.
By choosing the Action or Action Plus add-on, you can have confidence knowing you’re covered when enjoying your adventure sports.
What Does Adventure Sports Travel Insurance Include?
Choosing the best extreme sports travel insurance can feel overwhelming. To make it easier, we’ve created a comparison table to help you find the right travel insurance for hazardous activities, showing which adventure sports are covered under each optional add-on.
Optional Action Cover:
| Activity | Action | Activity | Action |
| Bungee Jumping (more than 3 jumps) |  |
Gymnastics | |
| Canoeing (grade 4 & over) | |
Kayaking (grade 4 & over) | |
| Cycling (including event training) | |
Marathon running (not exceeding Olympic distance) | |
| Flying (piloting of light aircraft as PPL holder) | |
Rafting (grade 4 & over) | |
| Football (amateur competition / tour) | |
Scuba Diving (maximum depth 30m)* | |
| Glacier walking (2000 - 4000m, W/S) | |
Skateboarding (demonstration or competitive) | |
| Gliding (as plot with necessary licence) | |
White water canoeing / rafting (grade 4 & over) | |
Optional Action Plus Cover:
| Activity | Action | Activity | Action |
| American Football | |
Judo (training only) | |
| Bouldering (with crash pad, maximum height 7m) | |
Karate (training only) | |
| Canyoning | |
Kendo (training only) | |
| Cat skiing (with a qualified local guide, W/S) | |
Kick boxing (training only) | |
| Cycling (competition - not BMX or stunting) | |
Martial arts (training only, excluding mixed martial arts) | |
| Flying (piloting of light aircraft under instruction) | |
Motorcycling (on-road, with licence & helmet, max 62 days) | |
| Gaelic football | |
Motorcycling (off-road, guided only, max 7 days but no racing or competing) | |
| Gliding (as pilot under instruction) | |
Polo (horse or elephant) | |
| Heli skiing (with a qualified local guide, W/S) | |
Rugby union & league | |
| Horse riding (including jumping but not racing/hunting) | |
Sailing (more than 60 miles from a safe haven) | |
| Hurling | |
Scuba diving (maximum depth 40m)* | |
| Ice hockey (W/S) | |
Triathlon (not exceeding Olympic distance) | |
*no cover available for scuba diving in Cyprus
Any activity with W/S also requires the Winter Sports Cover Option
Important: While taking part in Action or Action Plus activities:
- Personal Accident and Personal Liability cover is excluded
- Emergency Medical excess increases to £/€200
- Any Excess Waiver does not apply
Ready for Your Next Adventure?
Whether you're planning an active holiday or trying something a little more daring, Voyager Plus can give you the protection you need. Add Action or Action Plus cover to your travel insurance for extreme sports and explore with confidence.
Frequently Asked Questions About Adventure Sports Travel Insurance
1. Who Is Adventure Sports Travel Insurance For?
Our Adventure Sports Travel Insurance is ideal for:
- Holidaymakers planning to take part in more adventurous activities
- Sports enthusiasts joining amateur events or guided experiences
- Travellers looking to add high-risk or physically demanding activities to their trip
2. Can I Get Extreme Sports Insurance for All Voyager Plus Policies?
Extreme sports holiday insurance is available on single trip and annual multi-trip policies. However, it is not available for long-stay travel insurance. If you plan to participate in any hazardous activities on your long-term trip, you must declare them and receive written confirmation from us.
3. Does This Policy Cover Professional Participation in Sports or Activities?
No – our extreme activities travel insurance only covers activities on an amateur basis. Whether you're engaging in cycling, rugby, football, or water sports, professional participation is excluded. This ensures the policy remains suitable for recreational and extreme activities travel insurance purposes.
4. Does This Policy Cover Offshore Sailing or Sailing Far from Coastal Waters?
Yes – Voyager Plus offers sailing travel insurance that includes cover for sailing beyond 60 miles from safe haven, but only under the Action Plus activity level. This must be on an amateur basis.
5. Does The Policy Cover All Forms of Martial Arts or Competitive Martial Arts?
No. Our martial arts travel insurance covers only training in specific disciplines under Action Plus: Judo, Karate, Kendo and Kick Boxing.
Mixed Martial Arts (MMA) and competitive martial arts are excluded. This ensures your hazardous activities travel insurance remains valid for non-competitive training.
6. Does This Policy Cover All Types of Cycling, Including Competitive or Off-Road?
Not all. Recreational cycling and mountain biking are covered under the core policy. However, if you're participating in event training or cycling competitions, you’ll need to upgrade to Action or Action Plus. Please note that BMX and stunt cycling are excluded from all levels of cover.
If you’re taking your bicycle abroad, make sure your cycling travel insurance includes our optional Sports Equipment and Cycle cover, to include cover if your bike gets stolen or damaged during your trip.
7. Does This Policy Cover All Types of Scuba Diving?
No — scuba diving travel insurance is only provided for recreational diving under specific conditions:
- Qualified for the dive
- Accompanied by a qualified instructor
- Solo diving is not covered
Make sure your travel insurance for scuba diving matches your planned activity and destination.
