Voyager Plus Long Stay Travel Insurance

Great long stay travel insurance cover at a great price - For peace of mind whilst you're on your long term trip or holiday.

Long Stay Travel Insurance

A Voyager Plus long stay policy can provide cover for trips up to 18 months (extendable to 24 months upon referral) so it is perfect for backpacking, gap years and other longer trips such as sabbaticals.

So whether you’re planning a round the world trip of a life time, backpacking across South East Asia or staying closer to home with a gap year trip around Europe, Voyager Plus Long Stay Travel Insurance can provide the peace of financial protection you need in case you require emergency medical treatment whilst abroad, your bags are lost in transit or much more.

You can buy a Voyager Plus Long Stay Travel Insurance policy if you are up to the age of 59.

Our Voyager long stay policy has the same great benefits as the Voyager Plus Short Stay & Annual Multi-Trip Travel Insurance policies.

There are a range of policy options available on your Voyager Plus Long stay Travel Insurance policy upon payment of an additional premium. So, if you are planning on going skiing or snowboarding on your trip among other things then you may need to include one of our policy options which are explained below.

Our long stay policy options also include cover for aspects of golf holidays, cruise holidays, gadget as well as winter sports as previously mentioned (up to 31 days maximum consecutively) and much more! However, you will need to pay an additional premium to include these options.

Policy Summary:

Medical Expenses - Up to £10 million
Cancellation - Up to £10,000
Financial Protection - Up to £3,000
Personal Possessions - Up to £3,500
Disruption - Up to £1,000
Abandonment - Up to £10,000
Personal Liability - Up to £3 million

10 Options available including:
Action Activities Cover, Cruise Plus Cover Option, Business Travel Insurance – Business Plus Option, Enhanced Travel or Terrorism Disruption Cover...see all

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Long Stay Travel Insurance Options

This travel Insurance product offers a range of different options.

Action Activities Cover

Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.

Cruise Plus Cover Option

Add Cruise Plus Cover option to your Voyager Plus Travel Insurance policy to include cover to re-join your cruise, missed departure cover, cabin/stateroom confinement cover, itinerary change cover, unused excursion cover and cruise interruption cover.

Business Travel Insurance – Business Plus Option

Add Business Plus Insurance option to your Voyager Plus Travel Insurance policy to protect your business equipment, money, staff replacement costs and more.

Enhanced Travel or Terrorism Disruption Cover

Add Enhanced Travel and Terrorism Disruption cover option to your Voyager Plus Travel Insurance policy to cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.

Wedding Travel Insurance

Add Wedding Insurance to your Voyager Plus Travel Insurance policy to include cover for Ceremonial Attire, Wedding Gifts, Wedding Rings and Photographs and Video Recordings.

Winter Sports Cover

Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended emergency medical cover for costs associated with winter sports activities.

Sports Equipment and Cycle Insurance Cover

Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.

Gadget Cover Option

Add Travel Gadget Cover to your Voyager Plus Travel Insurance policy to cover up to 5 gadgets per policy including, mobile phones, smart phones, smart watches, tablets, laptops, games consoles, headphones and much more!

Golf Travel Insurance

Add Golf Insurance to your Voyager Plus Travel Insurance policy to get cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged

HolidayFromHellInsurance™ - Travel Dispute Cover

Add HolidayFromHellInsurance™ optional cover to your policy to extend your Voyager Plus Travel Insurance to protect you against travel disputes.



What is Travel Insurance and What Does it Cover?

While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Plus Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.

Travel Insurance Benefits

The following summary of Travel Insurance benefits are just some of the areas of cover included as standard across all levels of cover on our Voyager Plus Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.


   Travel Insurance Cancellation Cover Icon
Cancellation or Curtailment

A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.

This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.

   Travel Insurance Emergency Medical Expenses Icon
Emergency Medical Expenses

Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.

Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.


   Travel Insurance Baggage Cover Icon

Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.

Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.

   Travel Insurance Personal Accident Cover Icon
Personal Accident

In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.

Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.


   Travel Insurance Travel Delay Cover Icon
Travel Delay

No one likes to be delayed when travelling!

So with Voyager Plus Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.

   Travel Insurance Missed Departure Cover Icon
Missed Departure / Journey Disruption

Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.

This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.

These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.



What is Long Stay Travel Insurance?

A Long Stay Travel Insurance policy is one that covers you for one continuous trip and is sometimes called long term travel insurance. The minimum duration for a Voyager Plus Long Stay is 2 months or 62 days and can last up to 18 months (for certain circumstances this can be extended to 24 months or 2 years upon referral).

A Long Stay policy does not have to be to one country, you simply need to choose the area where you will be spending the most time, so it is great for Backpackers who may be travelling to multiple countries.

If you are planning on making a number of different trips within the next 12 months then an Annual Multi-Trip policy may be more suitable for your needs.

If you are looking for long stay travel insurance because you are planning on taking a longer-term trip or holiday of more than 62 days and up to 18 months in duration, a Voyager Plus Long Stay Travel Insurance policy will give you the peace of mind that you are protected financially if something should go wrong.

Our Long stay policies are suitable travel insurance for backpackers as well as being suitable should you need travel insurance for a gap year.

Important Information for Customers with Serious Medical Conditions - For UK Residents Only

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

You may also be interested in...

Short Stay Travel Insurance

If you have a specific holiday of up to 62 days duration in mind, a short stay Voyager Plus Travel Insurance policy will give you the peace of mind that you are protected financially if something should go wrong.

Annual Multi Trip Insurance

If you are planning on having several holidays this year then a Voyager Plus Annual Multi-Trip Travel Insurance policy may be for you.