- Medical Expenses - up to £10 million
- Cancellation - up to £10,000
- Baggage - up to £3,500
- Disruption - up to £1,000
- 24/7 Access to an NHS Trained Doctor
2 Options available including:
Disaster & Terrorism Disruption Cover, Gadget Cover...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Off-Road Motorcycle Travel Insurance
Ride Beyond the Road—With Confidence
Planning to leave the tarmac behind? Whether it’s a guided motorbike tour through Morocco’s deserts or alpine trails, make sure you’re protected with off road motorcycle travel insurance designed for adventurous riders.
With Voyager Plus, we offer off-road motorcycle travel insurance designed for protect riders taking part in guided off-road motorbike holidays (up to 7 consecutive days). From trip cancellations and missed flights to emergency medical treatment abroad, our cover is built for the unexpected—so you can focus on the ride.
To be covered for off road motorbike holidays, you must select the “Action Plus” policy option when getting your quote. Without this add-on, off-road motorcycle will not be covered under your policy.
Click below to get an instant quote for your off-road motorcycle travel insurance..
What Does Off Road Motorcycle Travel Insurance Cover?
Our travel insurance for off road motorcycling covers a wide range of holiday mishaps including:

Cancellation
Covers non-refundable travel and accommodation costs, including pre-booked excursions, if you need to cancel your motorcycle trip in Europe or further afield.

Emergency Medical Expenses
Covers emergency medical treatment abroad, including repatriation if medically necessary

Baggage
Cover against loss, theft, or damage to your belongings (excluding bike-specific gear e.g. helmets and leathers)

Missed Departure
Covers extra travel and accommodation costs if you miss your departure.

Travel Delay
Cover if your booked public transport (plane, ship, train, coach) is delayed by 12 hours or more.
Which Type of Cover is Right for Your Off-Road Motorbike Trip?
Choosing what is the best off-road motorcycle travel insurance for you can be tricky, especially with so many details to consider. That’s why Voyager Plus offers four levels of cover, making it easier for you to choose the option that best suits your off road motorbike holidays and personal needs.
Policy Highlights | Standard (£/€) |
Enhanced (£/€) |
Prime (£/€) |
Supreme (£/€) |
Cancellation | 1,000 | 2,500 | 5,000 | 10,000 |
Baggage | 1,000 | 1,500 | 2,500 | 3,500 |
Missed Departure | 250 | 500 | 750 | 1,000 |
Travel Delay (per 12 hours) |
100 (20) |
200 (25) |
250 (25) |
500 (50) |
Emergency Medical Expenses | 5 million | 7.5 million | 10 million | 10 million |
The table above highlights some of the benefits included with our off-road motorcycle holiday insurance. For a full travel insurance comparison, please refer to the policy wording.
Click below to get an instant quote for your off-road motorcycle travel insurance.
Trusted by Bikers Like You
We know how important it is to have suitable cover for your off-road motorbike tour. That’s why we’ve been awarded the Platinum Trusted Service Award for four consecutive years.
Don’t just take our word for it—read our customer reviews to see why riders choose Voyager Plus.
Tailor Your Off-Road Motorbike Travel Insurance with Optional Add-Ons
You can tailor your off-road motorbike holiday insurance with a range of optional extras
- Gadget Cover – Protect up to four personal devices against theft, loss, or accidental damage while you're on the road
- Disaster & Terrorism Disruption Cover– Extra cover for cancellations/delays if your plans are affected by natural disasters or acts of terrorism
Ready For Your Off-Road Adventure?
Before you hit the trails, make sure your travel insurance is as ready as your bike. Don’t let unexpected mishaps derail your adventure. Get a quote for off road motorcycle travel insurance and ride with confidence.
Click below to get an instant quote for your off-road motorcycle travel insurance.
Off Road Motorcycle Travel Insurance Options

Gadget Cover
Cover to protect your gadgets if it gets stolen, lost or damaged while abroad. This cover is available for up to 4 gadgets per person.

Disaster & Terrorism Disruption Cover
Cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.
Frequently Asked Questions About Off-Road Motorcycle Holiday Insurance
1. Does Travel Insurance for Off-Road Motorcycling Cover Competitions?
No. Our policy does not cover racing or competitive events. It is designed for non-competitive, guided off-road motorbike holidays only.
2. What Destinations Are Covered Under Travel Insurance for Off-Road Motorbike Holidays?
Voyager Plus offers cover for off-road motorbike trips across UK, Europe and worldwide. Our cover is divided into four geographic areas to help you select the right level of protection for your route:
- UK Only (For UK Residents Only) – Covers England, Scotland, Wales, Northern Ireland, Isle of Man, and Channel Islands
- Europe Off-Road Motorcycle (Area 2)– Includes all of Area 1, plus Western Europe, Mediterranean countries (excluding Algeria, Libya, Syria, and Israel), Canary Islands, Madeira, and Iceland
- Worldwide Off-Road Motorcycle – Choose from these 2 options:
- Area 3: Includes all countries in Areas 1 & 2, plus worldwide (excluding North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda)
- Area 4: Includes all countries in Areas 1, 2 & 3, plus North America, the USA, Canada, Mexico, the Caribbean, the Bahamas, and Bermuda
3. Does Voyager Plus Travel Insurance Cover Off-Road Motorcycling?
The off-road motorcycling element of your trip is only covered for a maximum of 7 consecutive days under the Voyager Plus policy. However, your overall travel insurance can cover a longer trip duration, as long as the off-road activity itself does not exceed the 7-day limit.
If you need extended cover for other parts of your holiday, you can adjust your policy duration when getting a quote.
4. Is Motorcycle Gear Covered by Travel Insurance?
Off-Road motorcycle-specific clothing and safety gear such as helmets, boots, and leathers are not covered under the baggage section.
Voyager Plus still protects your general personal belongings on your travel insurance for motorcycle trip in Europe or further afield.
5. What Off-Road Motorcycle Travel Insurance Policies Are Available?
At Voyager Plus, there are two types of travel insurance for off-road motorcycle holidays available to best suit your travel needs:
- Holiday Insurance for Single Trip: Ideal if you're planning a one-off holiday with off-road motorcycling. Click here to find out more about our Voyager Plus Single Trip Travel Insurance.
- Annual Multi-Trip Holiday Insurance: A great option if you’re planning multiple off-road motorbike trips throughout the year. This can work out more cost-effective than purchasing single trip insurance for each tour. Click here to find out more about our Voyager Plus Annual Multi-Trip Travel Insurance.
GP on Demand Remote Service
Going abroad on your holiday should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad?
The good news that all Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.
What is GP on Demand and What Service Does it Provide?
Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call* with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.
The medical practitioners on this service are able cover a wide range of subjects including:
- Advice for managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
- Answer general questions about prescriptions, travel, and lifestyle
Once you've booked an appointment through the GP on Demand app, you'll receive a call back from a GP within 15 minutes of the appointed time.
For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.
* Video appointments are available 7 days a week, between 8am and 10pm
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.