Why Family Travel Insurance Could Save Your Dream Holiday

Travelling with the kids, grandparents or the whole clan? Sound planning is key — and that’s where family travel insurance comes in. Today, it’s not just a nice-to-have; it’s a must have for every family vacation, protecting you against the unexpected such as delayed or cancelled flights. At Voyager Plus, we believe family holidays are so important, from the memories made, to the quality time spent together, which is why we’re here to protect your family trips, near or far.

Why you must think about family travel insurance

Family holidays are unforgettable — from wandering through Rome’s ruins to relaxing on Spanish Beaches — but unpredictable hiccups can pop up. Whether it’s a missing suitcase, an accident abroad, or a flight cancellation, having solid family travel insurance means you’re not left picking up the tab unexpectedly.

A family travel policy bundles everyone together under one policy, often making it cheaper than taking out separate cover for each person. Plus, at Voyager Plus, children up to 20 and in full time education are included at no extra cost — a win-win for family budgets.

What does family travel insurance cover?

Most family trip policies include:

• Emergency Medical Expenses – this will often cover areas such as medical treatments, hospital stays, and emergency transportation for example.
• Trip cancellation or interruption – to protect you should you unexpectedly have to cancel or cut short your trip due to an insured reason.
• Lost, delayed or stolen baggage – there’s nothing worse than finding out your luggage hasn’t made it to your destination with you, so this protects you in that instance as well as if it’s stolen.
• Travel delay – should you find yourself stuck at the airport due to a delayed flight; travel delay will reimburse you for this.  
• Special extras – most policies will provide you with optional extras that you can use to tailor your policy to suit you and your family’s needs, such as gadget cover, winter sports insurance, or cruise cover.

With family travel, one hiccup can snowball quickly — a missed flight or a child’s sudden illness can really derail the trip. With family travel insurance, you’re protected together, under one policy that covers your whole crew. It’s easier to manage and usually more cost-effective, with adult-child bundling.

Top tips to pick the best family travel insurance

• Check age limits & coverage: Most policies include children under 18 (sometimes older students such as with Voyager plus), and you may be able to find some that extend to grandparents.
• Buy early: The earlier you take out cover the sooner you’re protected. Travel Insurance isn’t just for when you’re away, it’s also there to protect you before your trip as well.
• Get the right level of cover: Make sure your policy includes enough cancellation cover for the full value of your trip. If you have pre-existing medical conditions and want these covered then check your policy does indeed provide this cover. Equally, work out whether a single trip or annual multi-trip policy works better for you as if you’re regular travellers then an annual policy may work out more cost effective for you.

Where are the best places to travel with family

The Algarve in Portugal is often touted as one of the best places to travel with family. From white sand beaches to golf courses and water parks, the Algarve has everything to keep the whole family happy.

Those looking to travel further afield can look to Orlando, renowned for its famous theme parks it’s perfect for kids and big kids alike!

If those are too far and you’re looking to stay closer to home, then Cornwall is ideal. Whether it’s a beach holiday you’re after or you’re just looking to escape the hustle and bustle of day-to-day life, Cornwall is the perfect family friendly place to visit.

Wherever you go, a family holiday should be about exploring, bonding, and making memories — not worrying about “what if”. With the right family travel insurance in place, you can enjoy every moment free from these ‘what‑ifs’.

Buy Your Travel Insurance from Voyager Plus 

Voyager Plus offers 4 levels of cover to choose from, Single Trip, Long Stay, and Annual Multi-trip travel insurance options, access to GP on Demand, and includes cover for the following:

And so much more!

Insure Your Trip Today

Or click here for more information on our Voyager Plus Travel Insurance.

Don’t forget – by purchasing your policy with us you’ll be automatically entered into a prize draw to win a £100 voucher.

Voyager Plus – here for the things you didn’t plan for.

*Ts&Cs apply.

This article is for information and entertainment purposes only. It does not constitute advice in any way. The information provided here is correct at the time of writing however please check the latest policy wording for the latest terms, conditions, and exclusions.