Why you need Travel Insurance for your Staycation
Travel Insurance for your Staycation
Many Savvy holidaymakers remember to purchase their travel insurance prior to travelling overseas to help cover a number of uncertainties that come with jetting off abroad; loss of passports, damaged baggage and emergency medical expenses to name a few. However, it seems to be a forgotten part of planning a trip for many when it comes to holidaying in the UK.
Some UK residents are opting to spend their summer at home this year because of the worry of travelling abroad and the requirements needed before leaving and upon returning. That's why Voyager Plus Travel Insurance explains why it is important to purchase travel insurance for Staycations too, because the unexpected can happen everywhere!
Do I really need Travel Insurance for a Staycation?
Whilst you are unlikely to need travel insurance to cover any emergency medical treatment, as you will still have access to the NHS, you may still find it useful to have it in case your holiday gets cancelled, your baggage gets stolen or damaged or your hotel goes out of business plus many other unexpected hiccups that can arise from travelling in the UK or abroad.
What happens if my trip gets cancelled?
The costs of a cancelled trip in the UK could be just as expensive as a cancelled trip elsewhere. For protection for your wallet and your peace of mind, travel insurance may be able to help recover costs should your trip need to be cancelled, subject to the policy's terms and conditions, of course.
Voyager Plus Travel Insurance includes cancellation cover as a result if COVID-19. So, should an insured person test positive for COVID-19 within 14 days of the trip departure date, or get admitted to hospital due to testing positive for COVID-19 within 28 days of the trip departure date, you can rest assured that we are here to help protect you financially.
What use are the other sections of cover if I'm staying in the UK?
Most of us take good care of our personal possessions and travel documents, but when you’re enjoying the beautiful scenery or keen to get back to building sandcastles with the kids, there are any number of distractions and it’s easy to misplace something. This could be particularly relevant if you do not have cover for possessions outside of your home on your household insurance policy.
Passports and other travel documents are needed in the UK too, should you decide to visit destinations across the water such as Northern Ireland (if you're travelling from England, Scotland or Wales) the Isle of Man and Jersey amongst many others. Therefore being covered for the costs of travel to secure emergency travel documents could prove invaluable.
It's also worth noting that Voyager Plus Travel Insurance also provides cover for missed departure which is handy should you miss your train / ferry / plane should there be a failure in public transport or a road traffic accident that prevents you from reaching your departure point in time. This section of the policy also provides additional travel and accommodation cover as a result of the financial failure of the transport provider.
Wherever in the UK you decide to enjoy a holiday this year, it’s important not to forget to buy your travel insurance.
It's worth noting that to purchase travel insurance for your staycation from Voyager Plus you can buy a short stay policy for any single trip you have booked, however, you may find that an Annual Travel Insurance policy with Voyager Plus may be better for you, as this Staycation cover is already included, providing your trip is for two or more nights away from home using pre-booked, pre-paid accommodation or transport!
Voyager Plus Travel Insurance policies include cover for the following for Staycations:
- COVID cover Emergency Medical Expenses and Cancellation
- Cancellation or Curtailment - up to £10,000
- Baggage - up to £3,500
- Missed Departure / Journey Disruption - up to £1,000
- Personal Money - up to £1,500
- Legal Expenses - up to £35,000
- Personal Liability - up to 3,000,000
- And much, much more.
You can get a Voyager Plus Travel Insurance quote by visiting www.voyagertravelinsurance.co.uk or by calling our helpful team on 01483 806 680.
This article is for information and entertainment purposes only. It does not constitute advice in any way. The information provided here is correct at the time of writing however please check the latest policy wording here for the latest policy terms, conditions and exclusions.