Important Notice: Changes to Middle East Travel Cover
If your journey involves transiting through a country or region where the UK Foreign, Commonwealth & Development Office (FCDO) advises against “All But Essential Travel”, please note:
- Cover remains in place while you remain airside (within the airport’s international transit area, without passing through passport control or customs)
- If you need to leave the transit area, or if your journey is diverted and you are required to enter the country, your cover may be affected
For full details, please see our blog on flight connections via countries with FCDO advice.
However, if you are travelling to these destinations as your intended destination, cover will not be available under Voyager Plus Travel Insurance. Please see below for important details and alternative cover option.
Read moreDue to the ongoing situation in the Middle East, the FCDO travel advice to the following destinations is now advised against “All but Essential Travel”:
- Bahrain
- United Arab Emirates (including Dubai and Abu Dhabi)
- Kuwait
- Oman
Voyager Plus Travel Insurance is unable to provide cover for trips to these destinations. However, you may be able to obtain cover through our High Risk Voyager Travel Insurance, which is designed for travel to higher-risk locations.
Please click here to visit the High Risk Voyager website.
Your Pass to Enjoy Your Winter Getaway with Confidence
If you’re either skiing or snowboarding, it’s important to have your winter sports travel insurance sorted before you hit the slopes.
The winter sports optional add-on for skiing or snowboarding provides cover for things like lost ski passes, delayed or damaged gear, and piste closures — giving you added reassurance throughout your holiday. It’s available on Short Stay, Annual Multi-Trip, and Long Stay policies.
Simply select Winter Sports Cover at checkout and get ready to enjoy your winter break with confidence.
Make sure you add Winter Sports Cover to your Voyager Plus Travel Insurance — without it, you won’t be covered for any injuries, accidents, or lost equipment related to winter sports activities.
What’s Covered with Voyager Plus Winter Sports Travel Insurance?
The following benefits are included across all cover levels when you add Winter Sports Cover to your policy:
| Policy Highlights | Standard (£/€) |
Enhanced (£/€) |
Prime (£/€) |
Supreme (£/€)* |
| Emergency Medical Expenses (including piste rescue) | 5 million | 7.5 million | 10 million | 10 million |
| Cancellation Cover | 1,000 | 2,500 | 5,000 | 10,000 |
| Ski Equipment | 800 | 800 | 800 | 800 |
| Ski Pack | 400 | 400 | 400 | 400 |
| Piste Closure Cover* (per 24 hour period) |
200 (20) |
200 (20) |
200 (20) |
200 (20) |
*Not Available on Long Stay Policies
Our Voyager Plus Optional Winter Sports Cover includes:
- Ski Equipment Cover: Covers your own, borrowed, or hired ski gear if it’s lost, stolen, or damaged during your trip. Plus, if your equipment is delayed by more than 12 hours, cover is available to help with the cost of hiring replacement gear.
- Ski Pack Cover: Covers your ski pass, ski hire, or ski school fees if you’re unable to use them due to injury or illness. Lost or stolen ski passes are covered as well.
- Piste Closure Cover: Covers you if the ski lifts at your resort close because of bad weather, avalanche risk, or no snow.
Ready to Hit the Slopes? Get a Winter Sports Travel Insurance Quote in Minutes
What Activities are Covered with Voyager Plus Winter Sports Travel Insurance?
Activities Covered with Winter Sports Add-On:
- On-Piste Skiing or Snowboarding
- Ice Skating
- Snowmobiling
- Cross Country Skiing (Nordic Skiing)
- Sledging
- Tobogganing
- Off-Piste Skiing or Snowboarding
- Recreational Racing
- Snowblading
- Glacier Skiing
- Mono Skiing
- Big Foot Skiing and Glacier Walking (under 2000m)
Voyager Plus Travel Insurance Key Features
Voyager Plus Travel Insurance offers flexible options across a range of policy types to suit a wide variety of winter sports holidays. Whether you're heading off for a short ski break or planning multiple winter getaways, you can choose from Single Trip, Annual Multi-Trip, or Long Stay cover.
Cover is available at Standard, Enhanced, and Prime levels — with Supreme level available on Single Trip and Annual Multi-Trip policies only.
Winter Sports Cover is available as an optional add-on across all policy types and must be selected at the time of purchase.
Please note: Winter Sports Cover is not available to anyone aged 74 or over.
Voyager Plus Travel Insurance offers a range of policy types to suit different winter sports holidays — including Short Stay cover, Annual Multi-Trip insurance, and Long Stay policies (available at Standard, Enhanced, and Prime levels) for extended trips abroad.
Single Trip features
- Optional Winter Sports Cover allows up to 31 consecutive days of skiing or snowboarding
- No age limit (but Winter Sports Cover not available for travellers aged 74+)
- Children go free when travelling with an adult
Annual Multi-Trip features
- Covers multiple trips within a 12-month period
- Optional Winter Sports Cover includes up to 21 days of winter sports activities per policy year
- Maximum trip duration: Up to 45 days per trip if under 70, or 31 days per trip if aged 70–74
Policy Summary:
- Medical Expenses - Up to £10 million
- Cancellation - Up to £10,000
- Baggage Cover - Up to £3,500
- Journey Disruption - Up to £1,000
- Free 24/7 Remote Access to an NHS Trained Doctor
Optional Winter Sports Cover
- Ski Equipment - Up to £800
- Piste Closure – Up to £200 - Up to £200
- Covers a range of activities including off-piste skiing and snowboarding (within local safety guidelines)
Eligibility Requirements:
To be eligible to purchase these insurance products you must be at least 18 years of age, resident in the United Kingdom, Channel Islands, Isle of Man or eligible European Economic Area (EEA) countries and registered with a medical practitioner in your home country. For full details please read the policy wording by clicking the "policy wording" button above.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.