Traveling Without Insurance? It's Not Too Late

Voyager Plus Already Departed Travel Insurance


Buy Travel Insurance Even Though You're Already on Holiday

Forgot to buy Travel Insurance? Don't worry, you're in the right place! Voyager Plus Already Departed Travel Insurance is designed specifically for people who need to buy Travel Insurance even though they're already on holiday.

Most people don't realise that as soon as you leave your home for your holiday, in Travel Insurance terms, you're considered to have departed on your trip. This means standard Travel Insurance policies are unlikely to be able to cover you as they require you to have bought the policy before leaving for your trip.

Not only is Voyager Plus Already Departed Cover available to purchase after leaving home, our policies also provide you with many of the same benefits that you'd expect from a standard policy, such as:

  • Emergency Medical Expenses - up to £10 Million
  • Curtailment Cover - up to £10,000
  • Baggage Cover - up to £3,500
  • Missed Departure / Journey Disruption - up to £1,000
  • And much more...

Voyager Plus Already Departed Travel Insurance covers a wide range of sports and activities, some, however, may require an additional premium in order to be covered by your Travel Insurance policy, to find out which sports are covered by the policy please see the policy wording.

Get a Voyager Plus Already Departed Travel Insurance Quote Today
Short Stay Travel Insurance

Short Stay Travel Insurance

Long Stay Travel Insurance

Long Stay Travel Insurance

Voyager Plus Already Departed Insurance Terms & Conditions

Below are the Terms & Conditions relating to taking out an Already Departed Travel Insurance policy after your trip has begun:

  • We are unable to offer cover for any Pre-Existing Medical Conditions as medical screenings are not available on an already departed basis
  • Cover is only available on Short Stay or Long Stay policies. Already Departed Cover is not available on an Annual Multi-Trip basis
  • The start date of cover must be the day following the purchase of your policy
  • Cover must be arranged for the remaining period of your trip - so long as your trip does not exceed the maximum duration allowed on a Voyager Plus policy (Maximum of up to 62 days* on Short Stay policies and up to 24 months* on Long Stay policies)
  • The 14 day 'cooling off period' for cancelling your policy will not apply
  • There is a 14 day waiting period before medical expenses cover commences in respect of illness

*please see the policy wording for full details.

Voyager Plus Already Departed Travel Insurance Key Features

Voyager Plus Travel Insurance offers a range of different policies depending on the type of holiday you are taking, such as Short Stay cover and Long Stay policies (Standard, Enhanced and Prime levels of cover only) for those people going abroad for several months.

Single Trip features
  • Covers trips up 62 days in duration
    Please Note: Max duration of 31 days for those aged 75-84 for Worldwide including and excluding North America policies. Max duration of 31 days also applicable to ALL individuals aged 85 years and over, for travel Worldwide.
  • Discounts for families (kids go free)
  • No age limit!
Long stay features
  • Cover for trips up to 18 months (extendable to 24 months upon referral)
  • Option to extend policy from abroad
  • Maximum age 59 years

If you would like to contact us either email us at:, or call us on +44 (0)1483 806 680.

Policy Summary:


  • Medical Expenses - Up to £10 million
  • Personal Liability - Up to £3 million
  • Cancellation - Up to £10,000
  • Abandonment - Up to £10,000
  • Personal Possessions - Up to £3,500
  • Financial Protection - Up to £3,000
  • Disruption - Up to £1,000
  • Free 24/7 Remote Access to an NHS Trained Doctor
Eligibility Requirements:

To be eligible to purchase these insurance products you must be at least 18 years of age, resident in the United Kingdom, Channel Islands, Isle of Man or eligible European Economic Area (EEA) countries and registered with a medical practitioner in your home country. For full details please read the policy wording by clicking here

Important Information for Customers with Serious Medical Conditions - For UK Residents Only

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.