Voyager Plus Long Stay Travel Insurance
Great Long Stay Travel Insurance cover at a great price - For peace of mind whilst you're on your long term trip or holiday.
Long Stay Travel Insurance
Sometimes going away on a trip for one week or even a little longer just isn’t enough, especially if you want to visit multiple countries. There aren’t many travel insurance providers who can cover trips with a duration of more than two months. Voyager Plus Long Stay Travel Insurance can provide cover for trips lasting up to 18 months, giving you the peace of mind that you’re protected financially if something should go wrong.
So whether you’re planning a round the world trip of a life time, backpacking across South East Asia or staying closer to home with a gap year trip around Europe, Voyager Plus Long Stay Travel Insurance can provide the peace of financial protection you need in case you require emergency medical treatment whilst abroad, your bags are lost in transit or much more.
Voyager Plus Long Stay Travel Insurance can provide the peace of mind and financial protection you need in case your bags are lost in transit, you require emergency medical treatment whilst abroad and much more. And a Voyager Plus Long Stay policy includes all the same great benefits as the Voyager Plus Short Stay & Annual Multi-Trip Travel Insurance policies.
You can buy a Voyager Plus Long Stay Travel Insurance policy if you’re up to the age of 59 for a maximum trip duration of up to 18 months. And the trip duration on Voyager Long Stay policies can be extended to up to 24 months (2 years) upon referral.
Long Stay policy options can also include cover for the additional risk aspects associated with golfing holidays, cruise holidays and winter sports (up to 31 days maximum consecutively) as well as gadget cover and much more! However, you’ll need to pay an additional premium to include these options on your Long Stay Holiday Insurance policy.
There are a range of policy options available for your Voyager Plus Long Stay Travel Insurance policy upon payment of an additional premium. So, if you’re planning on going skiing or snowboarding on your trip among other things then you may need to include one of our policy options which are explained below.
And if you suddenly feel unwell on your holiday, you may be wondering how to see a doctor when away from home, especially if you are abroad. Our Long Stay Travel Insurance policy now includes a service where you can speak to a 24/7 doctor while abroad as standard*.
To purchase Voyager Plus Travel Insurance for Long Stay, click the 'Get a Quote' button. Then, you can focus on planning your around world trip of a lifetime, backpacking routes across Southeast Asia, or staying closer to home, your gap-year trip around Europe.
Frequently Asked Questions
1. What is Long Stay Travel Insurance?
A Long Stay Travel Insurance policy is one that covers you for 1 continuous trip and is sometimes called Long Term Travel Insurance. The minimum trip duration for a Voyager Plus Long Stay policy is 62 days (2 months) and can last up to 18 months. For certain circumstances this can be extended to 24 months (2 years) upon referral.
A Long Stay policy does not have to be to one country, you simply need to choose the area or areas where you’ll be travelling to, so it’s great for Backpackers who may be travelling to multiple countries.
2. What destinations are covered under Voyager Plus Travel Insurance for Long Term Travel?
Voyager Plus Long Stay Travel Insurance can cover trips to the following areas: depending on the area selected at the time of purchase:
- Area 1: The United Kingdom Including Northern Ireland
- Area 2: The continent of Europe West, any country with a Mediterranean coastline (excluding Algeria, Libya, Syria and Israel), Channel Islands, the Canary Islands, the Isle of Man, Madeira and Iceland (including Area 1)
- Area 3: Worldwide excluding North America. So, the USA, Canada, Mexico, the Caribbean Islands, Bahamas & Bermuda are excluded under this area
- Area 4: Worldwide including North America
Policy Summary:
Medical Expenses - Up to £10 million
Cancellation - Up to £10,000
Financial Protection - Up to £3,000
Personal Possessions - Up to £3,500
Disruption - Up to £1,000
Abandonment - Up to £10,000
Personal Liability - Up to £3 million
8 Options available including:
Action Activities Cover, Cruise Travel Insurance Option, Business Travel Insurance – Business Plus Option, Enhanced Travel or Terrorism Disruption Cover...see all
Long Stay Travel Insurance Options
This Travel Insurance product offers a range of different options.
Action Activities Cover
Voyager Plus Travel Insurance policies include 100+ sports and hazardous activities at no additional cost. You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
Cruise Travel Insurance Option
Going on a cruise? Make sure you add our Cruise Insurance option to your Voyager Plus Travel Insurance policy so that you are covered on your cruise. Enjoy all the standard cover such as Cancellation and Emergency Medical Expenses specifically for your cruise as well as including extra cruise specific cover to Re-join your Cruise, Missed Port Departure cover, Cabin/Stateroom Confinement cover, Itinerary Change cover, Unused Excursion cover and Cruise Interruption cover.
Business Travel Insurance – Business Plus Option
Add Business Plus Insurance option to your Voyager Plus Travel Insurance policy to protect your business equipment, money, staff replacement costs and more.
Enhanced Travel or Terrorism Disruption Cover
Add Enhanced Travel or Terrorism Disruption cover option to your Voyager Plus Travel Insurance policy to cover you against travel disruptions due to acts of terror, changes in FCDO/ WHO Travel Advice Restrictions and other circumstances such as volcanic ash clouds.
Winter Sports Cover
Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
Sports Equipment and Cycle Insurance Cover
Add Sports Equipment and Cycle Insurance Option to your Voyager Plus Travel Insurance policy if you are planning to hire or take sports equipment or a bicycle with you on your trip.
Gadget Insurance Option
Add Travel Gadget Insurance to your Voyager Plus Travel Insurance policy to cover up to 4 gadgets per policy including, mobile phones, smart phones, smart watches, tablets, laptops, games consoles, headphones and much more!
Golf Travel Insurance
Add Golf Insurance to your Voyager Plus Travel Insurance policy to get cover for golf clubs and other golf equipment. As well as cover for the cost to hire replacement equipment, if yours is lost, stolen or damaged
GP on Demand
Going abroad on your trip should be an unforgettable experience for all the right reasons. However, what happens if you suddenly feel ill and want to speak to an English-speaking GP while abroad. The good news is our Voyager Plus Travel Insurance policies now include the “GP on Demand” service as standard, giving you can access to medical help whenever you need it 24/7, during your period of insurance, for greater peace of mind.
What is GP on Demand and What Service does it provide?
Once registered with the service online, “GP on Demand” gives you access to unlimited virtual appointments, either by telephone or video-call with a UK-based, NHS qualified GP 24 hours a day, 7 days a week, 365 days a year, helping you to get professional advice when you need it most.
The medical practitioner on this service can cover a wide range of subjects including:
- advice on managing chronic conditions, minor illness, and acute symptoms of serious clinical conditions
- general questions about prescriptions, travel, and lifestyle
Once you book an appointment on the GP on Demand app, you will receive a call back from a GP within 15 minutes of the appointed time.
For more information about our GP on Demand, please visit our Voyager Plus Policy Wording page to download our “Voyager Plus 24/7 UK GP Access with GP on Demand” Booklet.
Please note: video appointments are only available between 8am and 10pm, 7 days a week.
What is Travel Insurance and What Does it Cover?
While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. Voyager Plus Travel Insurance is designed to give you financial peace of mind that you are covered should something unexpected happen, so you are not left out of pocket, in the event of a valid claim.
Travel Insurance Benefits
The following summary of Travel Insurance benefits are just some of the areas of cover included as standard across all levels of cover on our Voyager Plus Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.
Cancellation or Curtailment
A Cancellation is where you are unable to start your trip, due to an insured reason. A Curtailment is where you have to end your trip earlier than expected, due to an insured reason.
This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions and course fees) that have been paid, or where there is a contract to pay, if it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording.
Emergency Medical Expenses
Medical treatment in other countries can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.
Please Note: If you have pre-existing medical conditions and would like cover in case you need emergency medical treatment related to them, you will need to complete a medical screening to see if cover is available and pay the appropriate additional premium.
Baggage
Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.
Please Note: Your gadgets may not fall under the Baggage definition in the policy wording and you may need to also purchase the gadget cover Option to cover them.
Personal Accident
In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.
Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section.
Travel Delay
No one likes to be delayed when travelling!
So with Voyager Plus Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. If your departure from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover.
Missed Departure / Journey Disruption
Cover for additional travel and accommodation expenses in the event you miss the departure of your public transport for your trip, due to a specified reason as defined in the policy wording.
This section also covers, in the event of a Catastrophe (as defined in the policy wording), if you are forced to move from your pre-booked accommodation to allow you to continue your trip.
These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.
Important Information for Customers with Serious Medical Conditions - For UK Residents Only
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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Short Stay Travel Insurance
If you have a specific holiday of up to 62 days duration in mind, a short stay Voyager Plus Travel Insurance policy will give you the peace of mind that you are protected financially if something should go wrong.
Annual Multi Trip Insurance
If you are planning on having several holidays this year then a Voyager Plus Annual Multi-Trip Travel Insurance policy may be for you.